Use Cases

The COVID-19 situation is an unparalleled global event that is putting tremendous pressures on people, families, businesses and the economy at large.

With the Employee Care Card, employers can show their employees how much they care with targeted financial assistance to address their needs during this challenging time. The program can be used to support both pre- and post-tax distributions of financial assistance.

  Disaster relief payments Emergency spending Employee wellness
Tax status Pre-tax Post-tax Post-tax
Eligible expenses

Qualified disaster payments for “reasonable and necessary personal,family, living or funeral expenses incurred as a result of COVID-19”

Fully customizable by employer; expenses can be restricted merchant / spend category to address most critical employee needs

Fully customizable by the employer, to reward employees with wellness services like gym memberships, fitness activities, or more

Funding Employer-funded Employer-funded Employer-funded
Employee eligibility Employer determines Employer determines Employer determines
Contribution limits None None None


No No No
Plan document No No No


Not required Not required Not required
Plan duration

Must begin on or after
March 13, 2020

Employer determines Employer determines, typically 12 months