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Nondiscrimination Testing

In order to qualify for tax-favored status, a benefit plan must not discriminate in favor of highly compensated employees (HCEs) and key employees with respect to eligibility, contributions, or benefits. The Federal government has established regulations that specify requirements for each type of benefit plan governed by IRC Section 125, IRC Section 105, and IRC Section 129. In order to evidence compliance annual tests must be performed and the results documented for each benefit plan. The results are subject to audit by the IRS. American Benefits Group offers a comprehensive process for executing these tests.

Please complete our Nondiscrimination Testing Request Form and email it to ndx@amben.com