Health Reimbursement Arrangements (HRA)
Employer-funded accounts with the flexibility to customize designs and usage. When combined with group health plans, HRAs are a powerful tool for rewarding and encouraging healthy decisions and behaviors, while keeping premiums costs under control. HRA reimbursements are adjudicated like Flexible Spending Accounts (FSAs). Unused funds may be rolled over from one year to the next, allowing them to accumulate for future employee or retiree medical expenses.