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Acronym Glossary

AD&D Plan Accidental Death and Dismemberment Plan
ADA American with Disabilities Act
ADEA Age Discrimination in Employment Act
ASO Administrative-Services-Only
CDHC Consumer-Driven Health Care
CFR Code of Federal Regulations
CMS Centers for Medicare & Medicaid Services - formerly known as Health Care Financing Administration (HCFA)
CFR Code of Federal Regulations
CMS known as Health Care Financing Administration (HCFA)
COBRA Consolidated Omnibus Budget Reconciliation Act
DCAP Dependent Care Assistance Plan
DCTC Dependent Care Tax Credit
DOL Department of Labor
EAP Employee Assistance Program
EBSA Employee Benefits Security Administration - formerly known as the Pension and Welfare Benefits Administration (PWBA)
EDI Electronic Data Interchange
EFAST ERISA Filing Acceptance System
EEOC Equal Employment Opportunity Commission
EGTRRA Economic Growth and Tax Relief Reconciliation Ac
EOB Explanation of Benefits
EOI Evidence of Insurability
ERISA Employee Retirement Income Security Act
FICA Federal Insurance Contributions Act
FICA Fair Labor Standards Act
FICA Federal Insurance Contributions Act
FLSA Family and Medical Leave Act
FSA Flexible Spending Account
FUTA Federal Unemployment Tax Act
GTL Insurance Group Term Life Insurance
HCE Highly Compensated Employee
HCFA Health Care Financing Administration - now known as the Centers for Medicare & Medicaid Services (CMS)
HCTC Health Coverage Tax Credit
HDHC High Deductible Health Coverage
HDHP High Deductible Health Plan
Health FSA Health Flexible Spending Account
HHS Department of Health and Human Services
HIPAA Health Insurance Portability and Accountability Act
HMO Health Maintenance Organization
HRA Health Reimbursement Arrangement
HSA Health Savings Account
LTC Long Term Care
LTD Long Term Disability Plan
MEWA Multiple Employer Welfare Arrangement
MHPA Mental Health Parity Act
MSP Medicare Secondary Payer
MSA Medical Savings Account (also known as an Archer MSA)
NAIC National Association of Insurance Commissioners
NMHPA Newborns’ and Mothers’ Health Protection Act
OCR Office of Civil Rights
OTC Over-the-counter Item or Drug
PCE Preexisting Condition Exclusion
PEO Professional Employer Organization
PHI Protected Health Information
PPA Pension Protection Act of 2006
POP Premium Only Section 125 Cafeteria Plan
PPO Preferred Provider Organization Plan
PWBA Pension and Welfare Benefits Administration - now known as the Employee Benefits Security Administration (EBSA)
QDRO Qualified Domestic Relations Order
QMCSO Qualified Medical Child Support Order
SAR Summary Annual Report
SMM Summary of Material Modifications
SPD Summary Plan Description
STD Short Term Disability Plan
TPA Third Party Administrator
USERRA Uniformed Services Employment and Reemployment Rights Act
VEBA Voluntary Employees’ Beneficiary Association
VFC Voluntary Fiduciary Correction Program
WHCRA Women’s Health and Cancer Rights Act